Time of activity:
December 20, 2009 to March 31, 2010

Participants:
All phoenix card (UnionPay standard card) holders, including Phoenix Card, Phoenix Travel Card, Phoenix Campus Card, Phoenix Agriculture-Favor Card, Phoenix Citizen-Favor Card and Phoenix Automobile-Favor Card holders.

Monthly prizes:
1 first prize: RMB 1000 yuan (pre-tax)
16 second prizes: RMB 500 yuan (pre-tax)
50 third prizes: RMB 300 yuan (pre-tax)
Notice: BRCB will withhold the tax.

Rule of activity:
During the activity period, all customers that consume with phoenix card could automatically participate in the lucky draw activity when the consumption amount reaches RMB50 yuan (inclusive). Each RMB50 yuan consumption corresponds to one opportunity to win. The more you consume the more chances to win. The prizes will be sent out weekly for 10 weeks.

Prize-winning announcement:
Our bank will carry out the lucky draw process before the 10th day of every month, and release the related winning information on our website before the 15th day.

Prize receiving method:
The cash prize will be transferred to the phoenix card account of the winner after withholding tax by our bank.