Rural industry and commerce loan is granted to rural industrial and commercial enterprises.

Target clients:
Reputable rural industrial and commercial enterprises with standardized management and broad development prospect.

Product features:
1.Flexible period: be able to meet the borrower's temporary, short-, medium-term funding requirements;
2.Wide coverage: provide working capital and project loan etc;
3.Multiple guarantee methods: can be obtained by mortgage, pledge, guarantee and combination of these methods.

Application conditions:
1.Examined enterprise business license (photocopy);
2.The borrower’s audited financial statements of the near 3 years and recent financial statements;
3.Provide effective guaranty;
4.The borrower's credit is rated high;
5.Provide effective loan card.