Golden Phoenix Internet Banking is the first comprehensive e-business platform launched to the public since the establishment of BRCB in October, 2005. It is also the first Internet Banking System officially approved by China Banking Regulatory Commission in rural credit cooperatives around the country. After the formal running on May 18, 2007, Golden Phoenix Internet Banking gains wide recognition and high praise of the market and broad customers by its unique technology infrastructure, advanced safety control mechanism, swift payment and settlement functions, convenient overall service and distinguished agriculture-favoring feature.

The launch of Golden Phoenix Internet Banking marks the full implementing of the development strategy, which includes "Conducting systematic innovation of management and business at all directions; Enhancing development and competing capability of BRCB all sidedly". At the same time, it demonstrates the business philosophy of BRCB: commit itself to provide a comprehensive range of quality and convenient services; it shows the new image of BRCB as a characteristic modern joint-stock commercial bank.

Golden Phoenix Internet Banking creates "5 First" in supporting Sannong(farmer, rural area and agriculture) and safety of Internet Banking among domestic institutions in the same trade.  It also has "5 Measures" in safety and protection of Internet Banking, forms "5 Featuring Light spots" of itself. Summing up as 3 Five.

5 First. Golden Phoenix Internet Banking is the First Internet Banking System officially approved by China Banking Regulatory Commission in rural credit cooperatives around the country; the First Internet Banking provides self-help financial service to farmers; the First Internet Banking achieves sharing of security mechanism and function platform by both individual and corporate customers; the First Internet Banking initiates to use fingerprint recognition and digital certificate to make customer identification; the First Internet Banking provides personalized home page settings and express way to commonly used functions.

5 Safety Measures. Logon Measure: corporate customer could only sign in the Internet Banking with certificate; personal customer must choose logon with certificate to conduct transfer and payment. Dual-code payment Measure: Internet Banking customer could choose active-static double password protection when carrying out external payment. Restricted authorization Measure: all Internet Banking customers could set payment limitation and operation authority for the contracted account. Affirming combination Measure: customer could create combination of fingerprint certificate, common certificate, active password and payment password according to own preference. Identity verifying Measure: all Internet Banking customers are contracted e-certificate or cell phone-certificate clients after identity verified at the bank outlets.

5 Featuring Highlights. More convenient agricultural support: bring modern financial information technology and products into the new socialist country construction. Faster speed: all transactions through Internet Banking adopt all-course-unstopped mode to enable the swift landing of funds. More flexible mechanism: customer could set personalized home page and express channels. Easier financial management: integrate credit business, deposit business and all other services into one balance sheet to make financial management more convenient. More preferential services: enjoy the lowest fees for inter-bank transfer and remittance and join in points accumulating for gifts.