Bank draft is the instrument issued by the bank for unconditional payment of actual settlement amount to the payee or the draft holder upon presentation.

Target clients:
Residents in China.

Product features:
1. Flexible usage: bank draft could be used in transfer. Draft that labeled with "cash" could withdraw cash. Transfer draft could be changed hands by endorsement.
2. Accurate settlement, automatic return of residual amount: if the actual settlement amount of is less than the draft amount, the residual amount will be sent to the applicant by the draft issuing bank.

Application conditions:
All personal customers that have opened deposit account at BRCB.